Pag-IBIG vs. Bank Loan: Which Payment Option is better for 2026?

Choosing how to pay for your condo is just as important as choosing the unit itself. In March 2026, the financial landscape has shifted in favor of the buyer. With the BSP recently cutting the target RRP rate to 4.25% (Bangko Sentral ng Pilipinas, 2026) and the Pag-IBIG Fund maintaining its 3% subsidized rate for […]