Buying your first home is one of the most significant milestones in your life. In the Philippines, where the real estate market is rapidly evolving, making an informed decision is crucial. As we move through 2026, experts note that the market is favoring smart buyers who prioritize tangible value and immediate utility (Bondoc/BusinessWorld, 2025).
Whether you are scouting for a unit in Quezon City, Fairview, or Davao, here is a practical checklist of what to look for to ensure your first property investment is a success.
1. Location and Connectivity: The “15-Minute” Rule of Buying Real Estate
The first rule of real estate is location, but in 2026, it is specifically about connectivity. You want a home that places you within 15 minutes of essential services—work hubs, schools, and transport terminals.
- Metro Manila, Quezon City (Fairview and Cubao): Look for areas benefiting from the “Build Better More” infrastructure projects. Quezon City recently approved a ₱43.3 billion budget for 2026 to further enhance city infrastructure and social services (Quezon City Government, 2026). Properties in Fairview are particularly strategic due to their proximity to the MRT-7 line, linking you to the rest of the metro with ease.
- Davao City, Philippines: As the “King City of the South,” Davao is thriving. With the Regional Development Council XI endorsing a massive budget for 2026 infrastructure, properties here are poised for high appreciation, making them excellent for both end-use and investment (NEDA Region XI, 2026).
2. The Safety of “Ready-For-Occupancy” (RFO) Units
For a first-time buyer, uncertainty is the enemy. This is why RFO units are often the smartest choice. unlike pre-selling projects where you buy based on a brochure, RFO units allow you to inspect the actual product.
What to inspect during your visit:
- Natural Light & Ventilation: Does the unit get enough morning sun?
- Finishes: Are the tiles, cabinets, and fixtures installed to your standards?
- Views: Do you have the city skyline view you were promised?
Choosing an RFO unit eliminates construction risk and allows you to move in immediately—a massive advantage if you are currently renting.
3. True “Condo Living” Amenities
Condo living is about more than just a roof over your head; it is about the lifestyle upgrade. When evaluating a building, look beyond the unit cuts and check the amenities that extend your living space.
- Security: Is there 24/7 security with CCTV monitoring?
- Wellness: Is there a functional fitness center or swimming pool?
- Community: Are there study lounges or function halls for your events?
These features not only improve your quality of life but also increase the resale value of the property later on.
4. Flexible and Modern Payment Options
Finally, look for a developer that makes the buying process easy. Gone are the days of rigid payment schemes. Today, top developers in the Philippines offer diverse payment methods to suit your cash flow.
- Pag-IBIG Financing: Ideal for first-time buyers looking for lower interest rates and longer payment terms (up to 30 years).
- Credit & Debit Cards: Look for developers who accept cards for reservation fees or monthly equity. This offers convenience and allows you to earn points or rewards on your transaction.
Experience It Yourself: Book a Site Visit
Reading about a property is one thing; seeing it is another. To truly judge if a condo is right for you, you need to walk the halls and feel the space.
Use Our Site Visit Scheduler
We have made it easier than ever to book a private viewing of our RFO units. Simply use the Site Visit Scheduler feature on our website to choose a date and time that works for you. Our property specialists are ready to guide you through the actual units in Quezon City and Davao, helping you make a confident choice.
References
Bondoc, J. R. H. (2025, September 19). Aboitiz Land reports value growth in RFO homes. BusinessWorld Online. https://www.bworldonline.com/corporate/2025/09/19/699469/aboitiz-land-reports-value-growth-in-rfo-homes/
NEDA Region XI. (2026, March). RDC XI endorses fiscal year 2026 budget proposals of Davao Region government agencies. National Economic and Development Authority. https://rdc11.neda.gov.ph/rdc-xi-endorses-fiscal-year-2026-budget-proposals-of-davao-region-government-agencies/
Quezon City Government. (2026, January 21). QC Council approves P43.3-B budget for 2026. https://quezoncity.gov.ph/qc-council-approves-p43-3-b-budget-for-2026/
